Your Physical Card may not be used at an ATM for any other transactions, including specifically Card Account deposits or balance inquiries. In the event of a conflict or inconsistency between this Arbitration Provision, on the one hand, and the applicable arbitration rules or the other terms of this Agreement, on the other hand, this Arbitration Provision shall govern. The Invest Account Services are not available for any Card Accounts enrolled in the Greenlight Select Plan. Further, any amounts you elect to transfer from your Card Account to your Invest Account will no longer be available in your Card Account unless funds are later transferred from your Invest Account to your Card Account as described above. In the case of a Standing Authorization for an auto-funding transaction such as a monthly recurring load to a Primary Account or a load to a Primary Account to fund a shortfall in an auto-funded allowance or an auto-funded Invest Account transaction, the Funding Account will be designated in advance by the ACH Authorizer through the Greenlight application and the amount of each subsequent debit entry(ies) will be determined by the Greenlight application as the amount necessary to complete the auto-funding event (e.g., monthly load amount determined in advance by ACH Authorizer or allowance shortfall calculated by the Greenlight application). Returned from POST /auth/get when there are no valid checking or savings account(s) for which account and routing numbers are provided. You must then arrange to pay the difference using another payment method. This will include entering the employer's name. 303 Peachtree Street NE, Suite 4300 Further, the Greenlight + Invest Plan can be amended or cancelled by us at any time. If you wish to conduct a split tender transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card to the Card. 1 Family means the Primary Account plus all Secondary Accounts. The check will typically have the 9 digit routing number down on the bottom left of the check. Wells Fargo Routing Number. If your account number only has nine digits, as on the cheque account number below, simply add two zeros in front, like this: 00123456701. TO: Silicon Valley Bank ROUTING & TRANSIT#:011002343 BIC/SWIFT Code: BPTCUS33 FOR THE CREDIT OF: (Recipient Account Name) If your request is reasonable and in good faith, we will pay or reimburse you for all or part of the fees charged to you by the Administrator and/or arbitrator. You may use your Card to purchase or lease goods or services everywhere Mastercard debit cards are accepted as long as you do not exceed the value available on your Card Account. Cash Reward Program A Better Way to Buy or Sell. Box 1070, West Chester, OH 45071 Account Open an account Activate a card Get the app Company Meet Green Dot Blog Careers Investor relations Banking as a Service Tax practice solutions Platform Partner with us Resources Help Center Contact us (option was removed) Interesting To Know 5.07K subscribers Subscribe 14K views 1 year ago UNITED STATES Hey guys, how's it going today, great to see ya. The ACH Authorizer authorizes Greenlight and the Issuer to continue to debit the Funding Account(s) for requested Card Account loads until this authorization is revoked, which can be performed, in many cases, by changing the applicable setting on the Greenlight application, or, in all cases, by calling 1-888-483-2645. Under the Investing for Kids feature, a Secondary Cardholder can request the purchase or sale of Equities, including fractional shares of company stock, for an Invest Account tracked separately for each Secondary Cardholder, which will prompt a push message to the Primary Accountholder to approve or reject each proposed Equities transaction. If made available in your Greenlight Account, your Virtual Card will be displayed in the Greenlight application after the successful verification of the identity of the Primary Accountholder and will be activated and ready for use after the initial value load of the Card Account in accordance with the Issuers funds availability policy as further described under Loading Your Card. Your Virtual Card can only be used for transactions where a physical card is not required such as purchases initiated over the phone or online. a. The Greenlight Max Plan includes all of the features and functionality included under the Greenlight Core Plan, together with the Invest Account Services, and all of the additional features and functionality of the Greenlight Max Plan Services as described in the Greenlight Terms of Service which is available in the Policy Center link of the Greenlight website at www.greenlight.com. If you are interested in talking to a live person about your Green Dot account, you may experience long wait times. As we are not a part of, and do not monitor, the transactions you initiate from your Invest Account, you authorize Community Federal Savings Bank to generally follow instructions received from Greenlight Advisors regarding transfers into or out of your Card Account. The monthly limit on ATM cash withdrawal transactions (collectively, for the Primary Account and all Secondary Accounts) is $500.00. It identifies your bank, which likely holds very many accounts, while your account number indicates your personal financial product. A routing number is a unique number that identifies a specific banking institution. 111000038, chase, suntrust etc. 122105278. The Greenlight Select Plan is available by invitation only to certain customers who receive their Card Accounts through referral partners of Greenlight, and typically in connection with incentives or promotions provided by such referral partner. We may monitor or record any conversation or other communication with you. Using the BMO cheque example, your routing number is 27601-001. Four Steps: Respond: Immediate response to the point, positive, neutral or negative. In addition to the base services described above which are included in the Greenlight Core Services described under the heading Greenlight Core Plan below, the Greenlight Services also include the Invest Account Services as further described under the heading Invest Account Services below, the Greenlight Max Plan Services as further described under the heading Greenlight Max Plan below, and the Greenlight Infinity Plan Services as further described under the heading Greenlight Infinity Plan below. 131 Ashland Street North Adams, MA 01247. Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. A two-letter country code. It is also referred to as an RTN, a routing transit number or an ABA routing number and can be easily be found printed on the bottom left side of your check. NOTICE: THIS AGREEMENT REQUIRES ALL DISPUTES BE RESOLVED BY WAY OF BINDING ARBITRATION UNLESS YOU OPT-OUT AS DETAILED IN THE ARBITRATION SECTION BELOW. 1 A single Monthly Fee will be assessed against either the Primary Account or any of the Secondary Accounts if funds are not available in the Primary Account and the Funding Account. You are better off getting a PayPal debit card, but you need a business account or a personal account that has received at least $500 within the last 12 months. Greenlight Customer Service agents are available 24 hours per day, 7 days per week, in order to respond to your inquiries. By selecting a PIN for the Physical Card or by retaining, using or authorizing the use of the Physical Card or Virtual Card, you, the Primary Accountholder, represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the age of majority is older); (ii) you are a U.S. citizen or alien residing in a state or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. This code identifies the branch (and bank/credit union) on which the cheque is drawn. The account number works in conjunction with the routing number. Message and data rates may apply. The Card is non-transferable and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. You can access this information through the manage card screen of the Greenlight application for the applicable Secondary Account, or you can contactsupport@greenlight.comor call us at 1-888-483-2645 to obtain this information for the applicable Secondary Account. Probably the easiest place to find your bank's routing number is to look at your paper checks. Offer subject to change at any time. We may disclose information to third parties about your Card or the transactions you make: Where it is necessary for completing transactions; In order to verify the existence and condition of your Card for a third party, such as a merchant; In order to comply with government agency, court order, or other legal or administrative reporting requirements; If you consent by giving us your written permission; To our employees, auditors, affiliates, service providers, or attorneys as needed; or. If you provide this information orally, we may require that you send us your complaint or question in writing within ten (10) business days. TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW, YOU HEREBY WAIVE ANY CLAIM THAT YOU MAY HAVE AGAINST COMMUNITY FEDERAL SAVINGS BANK RELATING TO THE INVEST ACCOUNT SERVICES. YOU ACKNOWLEDGE THAT GREENLIGHT ADVISORS AND DRIVEWEALTH ARE UNAFFILIATED THIRD PARTIES TO COMMUNITY FEDERAL SAVINGS BANK WITH RESPECT TO THE INVEST ACCOUNT SERVICES. 125200057. The Primary Accountholder, or an Authorized Approver, may load the Primary Account by ACH. If you use your Physical Card at an automated fuel dispenser (pay at the pump), the merchant may preauthorize the transaction for an amount up to $100 or more. You agree to retain, verify, and reconcile your transactions and receipts. My child doesn't have a . We may close this Card or temporarily or permanently limit specific activities the Card can perform at any time upon suspecting or observing potentially fraudulent activity or activity otherwise prohibited by this Agreement. We may cancel or suspend your Card or this Agreement at any time. Routing number Account number. The Issuer reserves the right to refuse to return any unused balance amount less than $1.00. You should not write your PIN onto your Physical Card or keep your PIN with your Physical Card. From time-to-time, we may monitor and/or record telephone calls between you and us to assure the quality of our customer service or as required by applicable law. Our contacts with you about your Card Account are not unsolicited. Once the child has reached the age of 18, Chase may recommend they open their own account. Like all other financial institutions, Green Dot requires your accounting number and routing number for all transactions. SWIFT codes are between eight and 11 characters long and consist of: A four-letter bank code. The menu is given in both English and Spanish. 2 Month or "Monthly means a rolling 30-day period. Scroll down to Account Info to view your account number and routing number. This code identifies the branch (and bank/credit union) on which the cheque is drawn. They will ask you a few basic questions to determine your routing number. ; Fedwire - You can look up your routing number on the . Funds from direct deposits will generally be available on the day the Issuer receives the transfer, pending Greenlights fraud prevention review. For errors involving point-of-sale debit card transactions, we may take up to ninety (90) days to investigate your complaint or question. All ATM transactions are treated by us as cash withdrawal transactions. FOR THE AVOIDANCE OF DOUBT, THE INVEST ACCOUNT IS NOT MAINTAINED BY COMMUNITY FEDERAL SAVINGS BANK, AND ANY SECURITIES OR FUNDS IN THE INVEST ACCOUNT ARE NOT DEPOSITS OR OTHER OBLIGATIONS OF COMMUNITY FEDERAL SAVINGS BANK, ARE NOT GUARANTEED BY COMMUNITY FEDERAL SAVINGS BANK, AND ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION. Welcome to Community Federal Savings Bank CFSB BANK MOBILE APP Stay connected, enjoy peace of mind Download the CFSB Bank app and simplify your banking. The maximum number of Secondary Accounts permitted is five (5). ROUTING & TRANSIT#:121145145 FOR THE CREDIT OF: (Recipient Account Name) CREDIT ACCOUNT #: (Recipient Account Number) BY ORDER OF: (NAME OF SENDER) Legacy Boston Private Consumer and Commercial Clients. If you do not reject this Arbitration Provision, it will be effective as of the date you received this Agreement. However, if you are the Claimant, we will pay your reasonable attorney, expert, and witness fees and costs if you prevail or if we must bear such fees and costs in order for this Arbitration Provision to be enforced. As solely used in this Arbitration Provision, the termswe, usandourmean not just the Issuer but also our parent companies, subsidiaries, affiliates, successors, assigns and any of these entities employees, officers, directors and agents.Opt-Out Process. We must allow you to report an error until sixty (60) days after the earlier of the date you electronically accessed your Card Account, if the error could be viewed in your electronic history, or the date we sent the FIRST written history on which the error appeared. In addition, the ACH Authorizer provides Greenlight and the Issuer with a Single Entry Authorization to debit the Funding Account(s) for the amount of any unpaid Monthly Fees if such amounts are not available in the Primary Account. If you do not want this Arbitration Provision to apply, you may reject it by mailing us a written opt-out notice which contains your Card Account number, your name and address and a signed statement that you opt out of the Arbitration Provision of this Agreement. Sign up today for a one-month trial. Invest Account Services means the investment advisory services provided by Greenlight Advisors as a Registered Investment Advisor and the brokerage services provided by DriveWealth as a broker-dealer. 2023 Greenlight Financial Technology, Inc. The steps are given below. Finally, the simplest way to find your Bank of America routing number is to call or visit your bank. Also, if you become aware of and/or your statement shows transactions that you did not make, notify us at once following the procedures stated in the paragraph labeled Information About Your Right to Dispute Errors. Greenlight will send the Primary Accountholder an electronic notification, which will state the amount to be debited to satisfy the negative balance. Also, we will pay these fees if applicable law requires us to, if you prevail in the arbitration, or if we must bear such fees in order for this Arbitration Provision to be enforced. Keep this paper in a safe place. 1. The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. 2023 Greenlight Investment Advisors, LLC (GIA), an SEC Registered Investment Advisor provides investment advisory services to its clients. It will be in a sequence of three numbers printed in MICR (magnetic ink character recognition) form. Discover quick, simple and convenient way to take command of your bank account, on your mobile phone. Call us Contact Customer Support at (866) 795-7597 5am-9pm PST, 7 days a week. YOU FURTHER ACKNOWLEDGE THAT THE MONTHLY FEE STRUCTURE WHICH COMBINES THE SERVICES PROVIDED BY US, TOGETHER WITH THE INVEST ACCOUNT SERVICES, IS SOLELY FOR EASE OF BILLING PURPOSES, AND THE DIVISION OF FEES PAID TO THE BANK AND FEES PAID TO GREENLIGHT ADVISORS FOR INVESTMENT ADVISORY SERVICES ARE CLEARLY SPELLED OUT UNDER FEE SCHEDULE HEREIN AND IN THE ADVISORY AGREEMENT. If you elect to downgrade your Card Plan to another Card Plan with a lower Monthly Fee, your Card Plan features on your Card Account will be downgraded and you will be charged the lower Monthly Fee attributable to the new Card Plan on your next monthly renewal date unless you elect to cancel the downgrade prior to your monthly renewal date; provided, however, that you will not be able to cancel a downgrade from the Greenlight + Invest Plan. Furthermore, in the event that the balance of your Primary Account and any Secondary Accounts is insufficient to cover the amount owed,whether such amount is owed to the Issuer or Greenlight, the Primary Accountholder authorizes Greenlight to debit the Funding Account for the amount owed. 2. We leverage our personal experience and knowledge to bring clarity to your financial decisions. By authorizing a Secondary Cardholder to load by direct deposit, the Primary Accountholder, or an Authorized Approver, is authorizing the employer to deposit funds into the Secondary Account. We're here to help. The Greenlight Services fees are unrelated to any such fees that may be charged to you by a third party, arising from your use of Greenlight Services. The Primary Accountholder hereby authorizes and instructs Community Federal Savings Bank to collect the investment advisory fee payable to Greenlight Advisors (if any) from the Monthly Fee and directs Community Federal Savings Bank to remit such $2.99 investment advisory fee directly to Greenlight Advisors on a monthly basis. If you have subscribed to a Card Plan with Invest Account Services and have established an Invest Account with DriveWealth, if we are unable to collect your Monthly Fee after 60 days, Greenlight Advisors may direct DriveWealth to sell all securities registered in your name through the Greenlight program and apply the proceeds first to pay us any past due Monthly Fees as well as any other past due fees under this Agreement, and then to pay any remaining balance to you. You can obtain the account number and routing number for your Secondary Account by accessing such information from the Primary Accountholder's profile settings page within the Application for the applicable Secondary Cardholder, or you can contact support@greenlight.com or call us at 1-888-483-2645 to obtain this information for the . Once the final settlement amount is received, the preauthorization amount on hold will be removed. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. International Card transactions will be subject to the currency conversion rates of the card network operator (Mastercard), as such may be in effect and applied by Mastercard at the time of the Card transaction. If we ask you to put your question or complaint in writing and you do not provide it within ten (10) business days, we may not credit your Card. This notice may be given before or after a lawsuit has been started over the Claim and may address any Claims brought in the lawsuit provided that a party may not pursue a Claim in a lawsuit and then seek to arbitrate that same Claim unless the other party has asserted another Claim in the lawsuit or an arbitration. Your Primary Account may be loaded via (i) a debit card transaction from your Funding Account; (ii) an ACH debit transaction from your Funding Account; (iii) a direct deposit of wages authorized by either you or a Secondary Cardholder; or (iv) a transfer of funds from your Invest Account. Here's an at-a-glance look at the Wells Fargo routing number for each state: State. Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. The bank routing number and direct deposit account number are for the purpose of initiating direct deposits to your prepaid Card Account only. Routing Number UTAH 124302529 On this page We've listed above the details for ABA routing number GREEN DOT BANK used to facilitate ACH funds transfers and Fedwire funds transfers. Refer a Member Win $250 or More! Fedwire - You can look up your routing . In order to obtain the account number and routing number for your Sub-Account, please contact Greenlight at 1-888-483-2645. How many children can I add to my Greenlight Account? Any translation provided may not accurately represent the information in the original English. You will be offered three different Card Plans and tiers of service to choose from; each with a different set of features and functionality. If you previously selected and are currently enrolled in the Greenlight + Invest Plan, then you will have access to both the Greenlight Core Plan Services and the Invest Account Services, which are the core features under this Card Plan. Plans start at $4.99 after the first month. This Agreement will be governed by the law of the State of New York except to the extent governed by federal law. If your Card Account is closed, your Invest Account will also be closed in accordance with the terms of Advisory Agreement and the Greenlight Advisors Invest Terms of Service. Also, we will bear any fees and costs if applicable law requires us to do so. An ABA (American Bankers Association) routing number is the first number sequence that appears on the bottom left of your paper checks. Type the name of your bank and "routing number" into a search engine. Check or statement - bank-issued check or bank statement.