transfer myki balance to another card

You can then see what Android version youre on. Do Not Sell or Share My Personal Information. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. What is the Best No Annual Fee Credit Card? Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. Know your existing credit card's interest rates, balances, and balance transfer limits. I still don't understand why though - what is the technology required to do this? Enter your card number and other required information.4 If you receive a check, you then need to forward it to your old card provider. The . A balance transfer lets you use a credit card to pay debt on another credit card. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. <> You may also need to restart your phone after updating the app. endstream Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. 1. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. 0000011139 00000 n The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). Im sure Myki could add this capability to their website if they cared to. Assume that your new card charges a 3% balance transfer fee. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. 187 0 obj Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . The call centre staff member told me "we're not a financial institution so it's not that simple". Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. Under Other, select Transfer. Yes. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> This will allow you to deactivate your Mobile myki. Once it's transferred to another device, it will no longer be available on the original device. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. 0000002429 00000 n Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. This is regardless of whether there is a myki pass or existing fare on the myki. You need to be connected to the internet to top up your Mobile myki. 0000004863 00000 n But yeah, a fair bit that is just backwards. This 0% interest period can help you carry your debt for a limited time without paying interest. 0000004635 00000 n endobj It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. The balance transferred when the old card expired. Choose a card from the list or search by location or card name. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. PTV does not have any access to any information within the Google Wallet app. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! 182 0 obj If you have a Mastercard or VISA card you can get and top up a Mobile myki. Your new starting balance would be $3,090. Replacements usually take up to 10 business days and include the remaining balance of the old card. Meticulous in his research, he provides accurate and up-to-date information. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Myki credit, once on your card, does not expire after 90 days of not getting used. I found that other card with $19.90 on it. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. Create an account to follow your favorite communities and start taking part in conversations. You haven't explained why you need to transfer balance. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? I realise this is not a life-changer, but there's a principle at stake. Myki card Myki card child pages. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. But is it possible to go to a ticket booth and have the person there do it? I've had really good experiences with Myki and was an early adopter, but this? Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. But is it possible to go to a ticket booth. 0000005171 00000 n 0000010193 00000 n After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". I have my most recent card that has $6.54 on it. Some trips take longer than two hours because of a transfer between services. To do so, you have to block your existing Myki card (annoying, we know). Here are some tips to save on fees and interest on a balance transfer. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. What is the best credit card for bad credit? Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Enter your cell phone number and well send you a link to install the WalletHub app. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. Whats the Difference between Business vs. Corporate Credit Cards? All myki smartcards expire after four years. We recommend visiting the card issuers website for the most up-to-date information available. Your original go card will be cancelled immediately and cannot be used for further travel. Transferring a credit card balance is relatively easy, but you need to follow a few steps. Update the app and try again. The process begins when you submit a balance transfer application. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. Choose the zones you want to travel in and the number of consecutive travel days you need. What are the best business credit cards for cash back? If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. 2. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. The process begins when you submit a balance transfer application. This is a requirement of Google. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. New comments cannot be posted and votes cannot be cast. 0000001755 00000 n New comments cannot be posted and votes cannot be cast. startxref While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. From the pop-up options, select 'Deactivate'. Select the 'Activate' option. This is the case for all major credit card issuers. *Rates, fees or bonuses may vary or include specific stipulations. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. There is no principle. To transfer Myki you need to deactivate the myki card and move to the new device. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. A billion fucking dollars. endobj Annual Fee: $0. What is the best cash advance credit card? The system was developed by Kamco (Keane Australia . How Many Credit Cards Should a College Student Have? It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. endstream It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Mobile Myki can be set to Auto Load. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. It's shit like this which makes me happy and proud I have never used Myki in my life. 0000014445 00000 n If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. Your balance is protected from the time you tell us your myki is lost or stolen. Hire the best financial advisor for your needs. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . A refund for an international payment card cannot be processed by the PTV call centre. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. You will need to provide identification to show that you are the registered myki card holder. 181 0 obj This question is about Synchrony Bank Credit Cards. I understand your frustration, especially when it's something that can be done quickly. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. What if my card is lost or stolen? To keep travelling with auto top up or Auto-load, youll need to set it up again. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. You can replace your ticket if its expired, damaged or defective. You can register your Mobile myki via Register your myki. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. The phone is awake whenever the screen is turned on, even it's locked. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . Tap the Add button . By phoning 1800 800 007. endobj The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. endobj endobj Your current balance will be transferred to the new myki, which you can use immediately. You can replace some types of tickets if they are lost or stolen. A Mobile myki expires after two years. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Sorry, the Seniors Card program cannot replace lost myki cards. 0000001606 00000 n I called customer service and was advised I needed to go in person to Flinders St station to do it. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. Why is it impossible to transfer money online between different Myki cards? Step 3: Review Card Offer Terms. From a creditworthiness point of view, this number should be at 30% or lower. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. If these are your only two cards, your credit utilization ratio is 33.33%. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. 0000002627 00000 n Balance transfers usually go through in five to seven days, although they may take longer.