Tip #1 So make your payment via a bank wire and if they say they didnt receive it your federally backed bank lawyer will jump in for you and prove you did make that payment on time. Select Portfolio Servicing, Inc. Case Summary On 05/17/2019 Ortega filed a Property - Foreclosure lawsuit against Select Portfolio Servicing, Inc. Same situation home sold by HFC and Select Portfolio Servicing had been send mee all type of late charges and false documents. When trying to speak with someone on the phone, nothing but the runaround and incompetence. Now I have a house no mortgage cannot sell and a chargeoff that accrues interest. By submitting your comment and contact information, you agree to receive marketing emails from Top Class Actions regarding this and/or similar lawsuits or settlements, and/or to be contacted by an attorney or law firm to discuss the details of your potential case at no charge to you if you qualify. Some choice, huh? In the meantime I want to join the class action lawsuit against SzpS Portfolio because they screwed up my credit, I was denied reasonable accommodations that myself , family and friends needed but this company wouldnt recognize that they had illegally stolen my paid off mortgage . You may not receive a monthly statement? https://topclassactions.com/wp-admin/admin-ajax.php. Defendant (s) Select Portfolio Servicing Law (s) Real Estate Settlement Procedures Act State (s) New to ClassAction.org? We CANT let them! 16-3540 Decided: May 30, 2017 Before: BOGGS, SILER, and MOORE, Circuit Judges. Consequently, [Selects] 2nd mortgage lien shall be stripped from this property upon discharge and will not [be] paid as an unsecured during the plan as this debt was previously discharged. I really cant afford this payment now. 2, Report #1408758. denied, 2020 WL 3492660 Issue: If a petition by an individual under Chapters 7, 11 or 13 has been dismissed within one year, does the stay terminate automatically 30 days after a new filing only as to property of the debtor or as to both Meanwhile SPS has placed my account in default & threaten me constantly via phone & letters! We are trying to do a Modification and they keep saying they are not getting the right paperwork. If someone can give us some advice, I would greatly appreciate it. Select Portfolio Servicing, Inc. spservicing.com/Select Portfolio Servicing, Inc. P.O. Setting up a free account with Top Class Actions will allow you to receive instant updates on ANY article that you Follow on our website. I also have Select Portfolio Servicing, Inc. and I been have issues with SPS illegal fees of a Loan Modification because in my situation my principal of my mortgage is $122k (Libro Loan in 2005 with % rate of 8 to 15%) but they added fees and past due payments to $265k and my home is only worth $90k . Privacy Policy | My daughter passed away and left everything to me in her will. The Reward a criminal receives from the DOJ: One of the biggest assistance to homeowners is the PR Principal Reduction and/or Principal forgiveness for those who owe more than the home is worth, because under the Settlement: For each $1.00 Forgiven by SPS, owned by the Fraudster Credit Suisse: 1. My husband and I broke up and he left the house and it was in foreclosure I paid all the fees I got sick and I went on that HARP program which they said they forgave $12,000. My parents who are decased (my father passed in feb) were taken advantage of starting with HFC III ,who merged with HSCB so they could graft unsighned anun notarised mortgage instrements into a position ,that when the F.T.C. They said they would modify the agreement but only sent forms and saying they were sent and they were. SPS always says that buyer amount is too low(3 -4 good firm cash offers). What else can I do. 12 CFR 225.28 List of permissible nonbanking activities. My mortgage then was 30000 and when I did the HARP program they went up to 49000 and I have to pay it in 15 years with a balloon payment of 25000. I had a extremely bad fall with a serious injury. Thats being WAY to PC but I dont wanna offend anyone. 3. My Nightmare began the day my mortgage was transferred to them for servicing after a CH 13 BK in which they didnt lose a dime! I sent the payoff check to the company overnight certified mail that cost me $ 420.00+ dollars and that company refused to accept that check until the southern man came out in me. I was told to send in my divorce decree, which I did. The complaint argues that the FDCPA is broadly interpreted to protect debtors, because all consumers, even those who have mismanaged their financial affairs resulting in default on their debt, deserve the right to be treated in a reasonable and civil manner., The FDCPA lists several practices that are illegal, including using misleading or false statements to collect a debt, from the standpoint of the least sophisticated consumer.. they just took over caliber home loans, i am paid up to date on my mortgage, & they just sent me the 2nd bill, $5206.64..!!!!!! We are paying interest only on like 50k at a 9% and after 30 yrs we owe them 153k wth!! They wont be able to produce it! Yet loan sold again but no proof of ownership! Select portfolio servicing has from day one used deceptive tactics , fake assignments and denial to access our account to be forced into foreclosure. This company is horrible. They refuse to work with you, they increase your notes higher to make sure you fail. i tried talking to a representative which was no help. This outfit needs to be exposed! No one call tell me anything over the phone..I did try BK but only for just under 1 year b/c date of court filing us too OLD! SPS Acct 0015160716 Relationship Y. Matguez SELECT PORTFOLIO SERVICING, INC., Defendant-Appellee. The increase of a discharged mortgage debt, the increase of fees, interest charges and perhaps other acts or practices may be: A Violation of your BK Stay Other BK Protections you and I, as debtors are entitled by Federal Law. There is so much fraud that no one can help me! You can not pay them on line as I did with my Bank before. The Riveras state that they defaulted on a mortgage with Bank of America in January of 2009. What Crooks & Liars! We received a letter from SPS who instructed us to send the mortgage payment to them. they say they gelp you with a loan modification. But I cant find any lawyer or program to help me. Select Portfolio Servicing Lawsuit. U.S. RMBS Servicer Handbook: Servicing At A Glance . Consumer Protection Laws: TILA, RESPA, TILA and RESPA combined, The ECOA REG. Even if your mortgage gets flipped to another mortgage company, the new mortgagor has nor right to change your terms or conditions agreed upon in the original mortgage note you signed. the mortgage is 760 and the taxes 1166. i have tried for year s to modify. Bank of America - cut 70 mortgage jobs in Simi Valley, CA. *If you. Additional information General Correspondence P.O. I have been paying my mortgage for around 8 years and have paid only a fraction of what should have been paid. Im so fed up with SPS. Whoever you signed your loan with is still responsible. Did SPS mail you a letter stating they had filed a lawsuit to FC in your home and they never did? I agree, we have dealt with the company for a couple of years and their goal is to have you lose your home so they can make a profit. I am fighting them with no attorney. This company for real needs investigated. The check usually clears in 5-6 days. Rose v. Select Portfolio Servicing, Inc., 945 F.3rd 226 (5th Cir. SPS has also been heavy handed with me, offering me a modification. I know 5 other people that would gladly join this lawsuit against those CROOKS. So because we have over $100k in equity in our home we believe they were trying to take our home as we find that chase bank is in trouble again. The complaint alleges that Select Portfolio Servicing uses false, deceptive, misleading, unfair, and unconscionable practices in connection with their attempt to collect an alleged debt from Plaintiffs and others.. Was the youngest Manager of four and achieved rapid promotion through the ranks in three years. Recently we were on a payment plan for our taxes 1/2 Miv and 1/2 June. I have been experiencing difficulties as well. To collect on those debts, the Select Portfolio Servicing unfair debt collection practices lawsuit contends that the company must follow federal laws, especially the federal Fair Debt Collection Practices Act (FDCPA). The Riveras seek to represent two separate Classes. Then they try to foreclose on your home you have been in for years and you try to work with them on different options to no avail. My sister and Insurance Agent stayed on the phone with the company over 4 hours and got no where . NOT. My name is James Ray Maree, I live at 3121 University Drive Lancaster South Carolina 29720 und Im not hard to find . I never expected that in America, a thief would get the key and tap into their shoulders for the financial crime they committed. REFUSING payments, Increasing payment over $200 for no reason then claiming they never got my escrow from Accredited Home Lenders, REFUSING to let me pay on the Principal because it would change my monthly payment, LOOSING payments that cleared my bank. Even after trying to find out since receivin the news it had been sold. They should have multiple suits against them. Petition for certiorari denied on June 29, 2020 Issue: Whether 11 U.S.C. Select Portfolio Servicing, centers on laws that combine to require entities governed by the Federal Debt Collection Practices Act to charge borrowers a statutory interest-rate applicable in New Jersey when a foreclosure judgment occurs, said Ari Marcus, an attorney for the plaintiff. I pay the late charges for being late. I finaly had to do a modifacation but my payment is not going to anything but interest, Add me also been dealing with them and their bs for years, Yes SPS gave me a run around for all 5 months. Both agencies claimed the company was engaging in unfair, deceptive, and illegal practices in the servicing of subprime mortgage loans. I didnt want that, sps counselor said turning over the house would save my credit. Having trouble trying to save my home from these thieves!! I am so stressed out over this. Over the years my dad has probably paid 3 times the original note. They are unlawfully holding the $75,000.00 likely collecting huge interest!Also, knowing my home burned, they force placed expensive homeowners insurance! Time for the halftime show! Unbelievable. I want to get away from this company but they wont allow me to refinance with anyone else. I obtained a modification in 2011 due to divorce and in 7 years had 7 servers. This company needs to be investigated and shut down for unfair practices and using fake documents and fake entities to steal homes. also brought charges of money laundering against H.S.B.C. If you answer is YES for anyone of the questions, sadly, you were duped, fooled and deceptively mislead. The plan did not provide for any payments to Select, and Select did not object to the plan, the complaint says. By interference and intrusion, acts of omission and misrepresentation They demoralized our Courts and Judges, they defy our Constitution. 11:06 AM. ( outside the United States). Select Portfolio Servicing, Inc ., D-1-GN-19-001092 (200th Dist. On FB, there are groups of homeowners fighting for their homes (or to get the $ they deserve for being victims of fraudulent practices). I need a lawyer to work for me against SPS and their unethical practices! He also says that he questioned SPS about his transaction history.
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